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CALL OR TEXT 757.821.7336


NEWPORT NEWS | HAMPTON | WILLIAMSBURG | SUFFOLK | GLOUCESTER

VIRGINIA BEACH | NORFOLK | CHESAPEAKE | PORTSMOUTH | YORKTOWN    

consultation@tidewaterstructural.com

Call or Text a Structural Engineer at: 757.821.7336

Hours: Mon - Fri 8am to 6pm, Sat 8am to 12pm

Tidewater Structural

E N G I N E E R S  P L L C

Tidewater Structural Engineers PLLC

1245 Cedar Road, Suite G-122

Chesapeake, VA 23322

DPOR License No. 0407007180

Structural Tidewater Engineers Pllc

DPOR License No. 0407007180

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VIRGINIA BEACH | NORFOLK | CHESAPEAKE | PORTSMOUTH | YORKTOWN    

NEWPORT NEWS | HAMPTON | WILLIAMSBURG | SUFFOLK | GLOUCESTER

HUD/FHA PREMANUFACTURED

HOME CERTIFICATION/FINANCING


HUD/FHA PREMANUFACTURED HOME INSPECTIONS


Looking to buy or sell a pre-manufactured home?  HUD/FHA lending requirements stipulate that the home must be HUD certified at time of manufacture.  This can be determined by the 2”x4” HUD red certificate label (see image on this page) attached to the exterior, roughly a foot above the floor.  The label’s color may have faded, but the information is etched.


An additional HUD/FHA requirement for financing is that the home be affixed to a permanent foundation according to the Permanent Foundations Guide for Manufactured Housing, HUD Publication HUD-7584.   This is a little more complicated as the requirements can be confusing if not well understood. Most lenders will require a qualified structural engineer to verify that these requirements are met and to provide verification via a sealed (stamped) letter.


Tidewater Structural is well versed in the HUD Permanent Foundations Guide and performs several inspections per year.   Moreover, where foundations do not qualify as permanent, we are able to assist the owner with guidance to bring the foundation into compliance.  We can also generally respond to an inspection request the same day if requested.


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